A lot is happening in pension world. We have chosen to focus our pension expertise on the employee. For many, retirement is very abstract and far away; somewhere between the ages of 45 and 55 there is more awareness and often only later action. We like to start on time so that securing a good pension does not become a race against time.

There is a lot going on now for employers in the process of switching or fine-tuning the pension scheme for staff because a previously devised scheme is no longer tenable or for some other reason. When a new scheme has been selected, the next step is “How do I tell my people?” We are good at this: determining, in consultation with your adviser, how the story is conveyed in an accessible manner and in layman’s terms. But also efficient; after all, you also have to keep going.

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