{"id":4441,"date":"2026-04-29T16:51:46","date_gmt":"2026-04-29T14:51:46","guid":{"rendered":"https:\/\/yourfinancials.nl\/?page_id=4441"},"modified":"2026-11-05T15:29:45","modified_gmt":"2026-11-05T14:29:45","slug":"financial-plan","status":"publish","type":"page","link":"https:\/\/yourfinancials.nl\/en\/financial-plan\/","title":{"rendered":"Financial Plan"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_dark et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h1>Financial plan<\/h1>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">making confident choices about your finances, career<strong> and retirement<\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3 id=\"clarity-for-the-financial-decisions-that-matter\" data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">Clarity for the financial decisions that matter<\/h3>\n<\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">Facing a big decision about your career, your savings or your retirement? Or simply want to know whether you're on track? A financial plan gives you a clear picture of where you stand and where you're heading.<\/p>\n<p>Every plan is built around you: your circumstances and your goals. No product sales and no talk of returns \u2013 just peace of mind and solid ground for your decisions.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_3 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2><strong>What is a financial plan,\u00a0 and when do you need one?<\/strong><\/h2>\n<\/div><\/div>\n\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">A financial plan brings your income, assets and pension together in one place. We show you how your future could look depending on the choices you make. The aim isn't to set everything in stone, but to understand what each choice means for you.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><div>\n<p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">Without a plan, even sensible decisions can backfire:<\/p>\n<\/div>\n<\/div><\/div>\n\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><p><strong><\/strong><\/p>\n<ul data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"3 3 []\">\n<li>you overpay your mortgage, only to leave your emergency fund too thin;<\/li>\n<li>you invest, but not in line with when you'll actually need the money;<\/li>\n<li>you put off a major purchase because you can't see the knock-on effects;<\/li>\n<li>you only spot a risk such as long-term illness when it's too late.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\"><strong>A plan shows you the consequences up front, so you don't have to put things right afterwards.<\/strong><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">With a financial plan, you'll know:<\/p>\n<ul>\n<li>whether you're on course for the life you want;<\/li>\n<li>whether saving, investing or paying down your mortgage makes most sense for you;<\/li>\n<li>how much you can comfortably spend now;<\/li>\n<li>what retiring early or cutting back your hours would mean;<\/li>\n<li>which steps will reduce your risks.<\/li>\n<\/ul>\n<p>Is your question mainly about your pension or your investments? Take a look at our <a href=\"https:\/\/yourfinancials.nl\/en\/pensionplan\/\">Pension plan<\/a>&nbsp;and <a href=\"https:\/\/yourfinancials.nl\/en\/wealthplan\/\">Wealth plan<\/a> as well.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_4 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_10 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2><strong>How it works<\/strong><\/h2>\n<\/div><\/div>\n\n<div class=\"et_pb_text_11 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 3 []\">Your plan is an anchor, not a straitjacket. Our approach is personal, practical and <strong>fully independent<\/strong> \u2013 we don't receive commission from anyone.<\/p>\n<ol>\n<li><strong>Introductory meeting.<\/strong> We talk through your question and your circumstances, and agree which fee applies to you.<\/li>\n<li><strong>Proposal and agreement.<\/strong> We send you a proposal. Once you're happy with it, you sign the agreement online.<\/li>\n<li><strong>Your information.<\/strong> You share your details and documents online, step by step. We only ask for what's relevant to you.<\/li>\n<li><strong>First meeting.<\/strong> We discuss where you are now, and your hopes, wishes and plans for the future.<\/li>\n<li><strong>Analysis and plan.<\/strong> We bring everything together and prepare your plan.<\/li>\n<li><strong>Advice meeting.<\/strong> We take you through your plan and agree your next steps.<\/li>\n<\/ol>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_5 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_5 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_12 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h3><strong>Netherlands only<\/strong><strong><\/strong><\/h3>\n<p><strong>\u20ac2,400 <\/strong>(incl. VAT)<\/p>\n<p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">For anyone whose income, pension and assets are all in the Netherlands.<\/p>\n<ul data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"3 3 []\">\n<li>Review of your income, assets and pension<\/li>\n<li>How everything fits together, risks and opportunities<\/li>\n<li>Future scenarios based<br \/>on your choices<\/li>\n<li>Clear recommendations with a written summary<\/li>\n<li>Final advice meeting<\/li>\n<\/ul>\n<ul><\/ul>\n<p><em><strong>Peace of mind through clarity: <\/strong>you know where you stand and which choices make sense.<\/em><\/p>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_6 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_13 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h3><strong>International<\/strong><\/h3>\n<p><strong>\u20ac3,000<\/strong> (incl. VAT)<\/p>\n<p data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 3 []\">For anyone who also has income, a pension or assets outside the Netherlands.<\/p>\n<ul data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"3 3 []\">\n<li>Everything in the 'Netherlands only' plan<\/li>\n<li>Overseas pensions, property, accounts or inheritances mapped out<\/li>\n<li>How your Dutch and overseas finances fit together<\/li>\n<li>Scenarios for moving abroad or returning home<\/li>\n<li>Liaison with specialists from our network<\/li>\n<\/ul>\n<ul><\/ul>\n<p><em><strong>Peace of minde through stability<\/strong><\/em><strong>:<\/strong> you\u2019re not on your own when things shift.<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_6 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_7 et_pb_column et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_14 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p><em>\u201cWe recently had a meeting at the Your Financials office and were very pleased with how it went. The conversation felt personal and genuinely engaged \u2014 real time was taken to understand our situation properly. Everything was explained clearly, without jargon, which gave us confidence to move forward. The calm and professional approach made us feel we were in good hands. Highly recommended for anyone looking for financial advice that truly focuses on the person behind the numbers.\u201d<\/em><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_grid_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_image_0 et_pb_image et_pb_image_sticky_phone et_animated et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Agnes-groen-202606_edited.jpg\" title=\"Agnes groen 202606_edited\" width=\"454\" height=\"455\" srcset=\"https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Agnes-groen-202606_edited.jpg 454w, https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Agnes-groen-202606_edited-400x401.jpg 400w, https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Agnes-groen-202606_edited-150x150.jpg 150w\" sizes=\"(max-width: 454px) 100vw, 454px\" class=\"wp-image-3727\" \/><\/span><\/div>\n\n<div class=\"et_pb_text_15 et_pb_text et_pb_bg_layout_dark et_pb_module et_block_module et_pb_text_align_center\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-phone=\"true\"><h2 data-lfile-container=\"45820fed-cfb8-4c8f-9b19-c83f72859ea7\" data-pm-slice=\"1 1 []\">We'd be glad to help you make confident financial decisions with a financial plan.<\/h2>\n<\/div>\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_animated et_pb_module et_block_module\" href=\"https:\/\/yourfinancials.nl\/en\/meet-us-3\/\"><span class=\"et-pb-parallax-content\">Book a meeting<\/span><\/a><\/div>\n<\/div>\n\n<div class=\"et_pb_image_1 et_pb_image et_pb_image_sticky_phone et_animated et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Mario-groen-202606_edited.jpg\" title=\"Mario groen 202606_edited\" width=\"455\" height=\"455\" srcset=\"https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Mario-groen-202606_edited.jpg 455w, https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Mario-groen-202606_edited-400x400.jpg 400w, https:\/\/yourfinancials.nl\/wp-content\/uploads\/2025\/06\/Mario-groen-202606_edited-150x150.jpg 150w\" sizes=\"(max-width: 455px) 100vw, 455px\" class=\"wp-image-3726\" \/><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-4441","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Plan - Your Financials<\/title>\n<meta name=\"description\" content=\"Get a personal financial plan tailored to your goals. 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