The Dutch Authority for the Financial Markets (AFM) warns in its latest report that investment fraud is not only increasing but also becoming more sophisticated. Read the full AFM publication here. This trend underscores the need for vigilance among investors—both individuals and entrepreneurs.
Why investment fraud is growing so fast
A significant share of investment scams now originate online. Fraudsters use professional websites, convincing ads, and fake reviews to gain trust. They often pressure investors to act quickly, citing “limited-time opportunities” or “exclusive deals.” The outcome? Funds are placed in products that either don’t exist or carry undisclosed risks.
Why online information isn’t enough
The internet offers an abundance of financial content, but much of it is unreliable. Scammers exploit this by publishing misleading information that looks legitimate. Relying solely on online sources can lead to costly mistakes. Filtering trustworthy data and assessing context requires expertise—something an experienced financial advisor provides.
The value of independent financial advice
A qualified advisor delivers more than knowledge:
- True independence: No hidden incentives tied to specific investment firms.
- Reliable insights: Advice based on verified, credible sources.
- Tailored wealth strategy: Solutions aligned with your goals, risk tolerance, and financial situation.
At Your Financials we believe that financial planning and wealth management should be personalized. In an era where investment fraud is increasingly sophisticated, choosing an advisor who prioritizes your interests is essential.
Practical tips to avoid investment scams
- Verify licenses through the AFM register.
- Be cautious of pressure to make quick decisions.
- Demand full transparency on fees and commissions.
Bottom line
The AFM report makes one thing clear: vigilance is critical. Online information can help, but it’s no substitute for independent financial advice. If you want to protect and grow your wealth, work with an advisor who puts your interests first—not an anonymous website.