Financial plan
Clear decisions about money, work, and retirement
Confidence in the financial choices that matter
Are you facing important financial decisions about your career, your assets, retirement, or the option of stopping work earlier? At moments like these, you don't want fragmented answers or generic calculations—you want clear insight and a well-defined direction based on tailored advice.
With a personal financial plan, we support individuals and entrepreneurs in the Netherlands in making thoughtful, well‑founded decisions. We do not sell products and we don’t promise returns. Instead, we offer peace of mind and guidance — for today and for the years ahead.
What is a financial plan — and when does it help most?
A financial plan provides clarity and direction in managing your finances. It brings together your current position—your income, expenditure, assets and pension—with your future ambitions and goals. By exploring different scenarios, it illustrates the impact of the decisions you make today, as well as what may happen if nothing changes.
- making additional mortgage repayments at the expense of maintaining adequate reserves or flexibility;
- investing without knowing whether it aligns with your long-term income needs or retirement objectives;
- postponing major decisions—such as retiring early, purchasing a property or making gifts to children—because the implications are unclear;
- only recognising financial setbacks, such as ill health or lower investment returns, only becoming apparent at a late stage, when there is little room to respond;
It also delivers clear and practical insights. For example, it shows:
- whether you are on track to maintain your desired lifestyle in the future;
- whether it is more effective to save, invest or reduce your mortgage sooner;
- how much you can afford to spend now without compromising your future position;
- what the impact would be if you were to retire earlier, reduce your working hours or lose income unexpectedly;
- which steps you can take to reduce risk and create greater financial peace of mind.
In this way, a financial plan provides not only insight, but also direction: you understand which choices support your goals—and which are better avoided.
How can our financial planners support you?
Our approach is personal and tailored to your life stage and circumstances. We focus on practical insights that lead to clear conclusions and concrete decisions. The plan provides calm and direction — it acts as an anchor, not a rigid framework.
We are fully independent and receive no commissions.
We offer three levels of support. The quality is the same throughout; the difference lies in how much ongoing guidance you want after the plan is completed.
Overview
€2.200 (incl. VAT)
Suitable for
You if you want a comprehensive, one-off understanding, giving you the confidence to proceed independently thereafter.
- Analysis of income, assets, and retirement
- Insight into risks, opportunities, and interdependencies
- Future scenarios
- Clear decision guidance and a concise summary
- One final advisory meeting
Peace of mind through clarity: you know where you stand and which choices make sense.
Continuity
€3.400 (incl. VAT)
Suitable for
You if you would like continued guidance for a period after the plan when facing changes and key decision points.
What’s included
- Everything from Overview
- Ongoing support for 12 months
- Scheduled review moments
- Guidance during changes in work, income, or assets
- No new plan required when circumstances change
Peace of minde through stability: you’re not on your own when things shift.
Impact
€6.000 (incl. VAT)
Suitable for
You if you would like guidance with more complex decisions and the steps that follow, both during and after the plan.
What’s included
- Everything from Continuity
- Proactive involvement for 24 months
- Thinking ahead with you before major financial decisions
- Additional contact moments tailored to your situation
Peace of mind through partnership: you no longer have to carry decisions alone.
“We recently had a meeting at the Your Financials office and were very pleased with how it went. The conversation felt personal and genuinely engaged — real time was taken to understand our situation properly. Everything was explained clearly, without jargon, which gave us confidence to move forward. The calm and professional approach made us feel we were in good hands. Highly recommended for anyone looking for financial advice that truly focuses on the person behind the numbers.”
We are here to help you navigate important financial decisions with a personal financial plan.
