Financial plan
making confident choices about your finances, career and retirement
Clarity for the financial decisions that matter
Facing a big decision about your career, your savings or your retirement? Or simply want to know whether you're on track? A financial plan gives you a clear picture of where you stand and where you're heading.
Every plan is built around you: your circumstances and your goals. No product sales and no talk of returns – just peace of mind and solid ground for your decisions.
What is a financial plan, and when do you need one?
A financial plan brings your income, assets and pension together in one place. We show you how your future could look depending on the choices you make. The aim isn't to set everything in stone, but to understand what each choice means for you.
Without a plan, even sensible decisions can backfire:
- you overpay your mortgage, only to leave your emergency fund too thin;
- you invest, but not in line with when you'll actually need the money;
- you put off a major purchase because you can't see the knock-on effects;
- you only spot a risk such as long-term illness when it's too late.
A plan shows you the consequences up front, so you don't have to put things right afterwards.
With a financial plan, you'll know:
- whether you're on course for the life you want;
- whether saving, investing or paying down your mortgage makes most sense for you;
- how much you can comfortably spend now;
- what retiring early or cutting back your hours would mean;
- which steps will reduce your risks.
Is your question mainly about your pension or your investments? Take a look at our Pension plan and Wealth plan as well.
How it works
Your plan is an anchor, not a straitjacket. Our approach is personal, practical and fully independent – we don't receive commission from anyone.
- Introductory meeting. We talk through your question and your circumstances, and agree which fee applies to you.
- Proposal and agreement. We send you a proposal. Once you're happy with it, you sign the agreement online.
- Your information. You share your details and documents online, step by step. We only ask for what's relevant to you.
- First meeting. We discuss where you are now, and your hopes, wishes and plans for the future.
- Analysis and plan. We bring everything together and prepare your plan.
- Advice meeting. We take you through your plan and agree your next steps.
Netherlands only
€2,400 (incl. VAT)
For anyone whose income, pension and assets are all in the Netherlands.
- Review of your income, assets and pension
- How everything fits together, risks and opportunities
- Future scenarios based
on your choices - Clear recommendations with a written summary
- Final advice meeting
Peace of mind through clarity: you know where you stand and which choices make sense.
International
€3,000 (incl. VAT)
For anyone who also has income, a pension or assets outside the Netherlands.
- Everything in the 'Netherlands only' plan
- Overseas pensions, property, accounts or inheritances mapped out
- How your Dutch and overseas finances fit together
- Scenarios for moving abroad or returning home
- Liaison with specialists from our network
Peace of minde through stability: you’re not on your own when things shift.
“We recently had a meeting at the Your Financials office and were very pleased with how it went. The conversation felt personal and genuinely engaged — real time was taken to understand our situation properly. Everything was explained clearly, without jargon, which gave us confidence to move forward. The calm and professional approach made us feel we were in good hands. Highly recommended for anyone looking for financial advice that truly focuses on the person behind the numbers.”
We'd be glad to help you make confident financial decisions with a financial plan.
