Fifteen years ago, a financial crisis began due to inadequate supervision, erroneous assumptions about risk among directors and a market that was crying out for investment product. The iceberg became visible when Lehman fell over. Not just any bank; 25,000 employees,...

Since the Twin Towers attack in 2001 much has changed in the banking sector, and the Netherlands is no exception. A significant consequence has been the intensified and worldwide government hunt for terrorism and its enablers. One of these enablers is money. In the...

2022 The past year has not been easy for many people. Situations have changed regarding income and what people own. A year ago things were starting to look up after two years of social misery and financial uncertainty. Many self-employed workers in the event business...

Everyone hates paying taxes. That is why saving on tax is high on everyone's to-do list. But putting cost and effort in a no-win situation is no fun either. The reference date of 1 January 2023 for the determination of wealth in Box 3 (savings and investments) of the...

What kind of question is that you will think. Why not? We advise on financial solutions and also do what it takes to realize that advice. Part of that realization is mediation of mortgages. Fred A decades-long client, we call him Fred here, has passed the age of 80,...

As financial advisors, we ask ourselves the question several times every day: 'What if...? If “a fire would break out in this relationship”, what are the financial consequences? Or if this customer retires, what will be his or her income? For families, for example,...

Investing is necessary for most people in this day and age. The reasons may be familiar to you: The pension schemes are being reduced and therefore equity is needed to supplement your ‘income for later'.Inflation causes your future buffer to decrease too much and so a...

A disagreement is easy to arise and if you are open to the opinion of another person, it can end with the observation that you do not agree and that everyone goes her / his way. Without going into the reason, we all know that a disagreement can grow into something...

In recent weeks, considerable unrest has arisen in the financial press and Dutch politics about the Dutch wealth tax. Taxpayers with mainly savings have been hoping for years against paying taxes on a theoretically determined, and in recent years way, far too high,...

More than one in three Dutch marriages ends in divorce. We therefore regularly encounter this with couples that we advise in the field of insurance and mortgages. The house In addition to emotions, a divorce often leads to questions in the financial field. For...