by Jan van der Wel | Dec 12, 2022 | Articles
Everyone hates paying taxes. That is why saving on tax is high on everyone’s to-do list. But putting cost and effort in a no-win situation is no fun either. The reference date of 1 January 2023 for the determination of wealth in Box 3 (savings and investments)...
by Jan van der Wel | Jun 13, 2020 | Articles
What a state. A virus of pandemic proportions that is unprecedentedly strong in our existence (comparisons with plague and influenza centuries ago are made) and thus on our society. However, beautiful things also come from fear, ignorance, uncertainty and suffering....
by Jan van der Wel | Apr 20, 2020 | Articles
Recently, someone asked me if it is useful and sensible to bring an interest rate review forward by 7 years. Of course with the additional question what in that case the prepayment penalty to be paid would be “net”.The client knew that, compared to the current...
by Jan van der Wel | Feb 24, 2020 | Articles
Often when employees are lose their job they receive a sum of money from their employer. In the Netherlands, until 31 December 2014 it was possible to use that sum to buy a claim on periodic benefits to replace lost income; the tax burden on the lump sum payment was...
by Jan van der Wel | Jan 20, 2020 | Articles
A question that occurs more and more frequently, because people change jobs more than in earlier times and work fewer years with an employer. The result is that people often end up with several small pensions.What are small pensions then? These are pensions accrued...
