by Mario van Teijlingen | Mar 9, 2026 | Articles
Almost exactly a year ago we discussed managing emotions when markets are in turmoil. The source of the turmoil is different in nature but the effect for some is similar. Many have become uncertainty about the capital you have put aside in pensions and other...
by Agnes Glastra | Feb 24, 2026 | Articles
I’m a long-distance runner. And if there’s one thing I’ve learned, it’s this: you don’t run a half marathon by simply putting on your shoes and setting off for 21 kilometers. Big goals require time, preparation and — above all — a lot of small steps. Whenever I start...
by Mario van Teijlingen | Feb 5, 2026 | Articles
Gifting assets to children: a common family dilemma Many parents and grandparents we speak to at Your Financials face the same dilemma. You want to transfer wealth to your (grand)children during your lifetime to reduce inheritance tax, while avoiding a situation where...
by Agnes Glastra | Jan 20, 2026 | Articles
Everything you need to know to make your pension choices with confidence The new pension system in The Netherlands is on its way, and it raises many questions. That’s completely understandable: your pension is one of the most important financial pillars in your life —...
by Mario van Teijlingen | Dec 16, 2025 | Articles
The Dutch Authority for the Financial Markets (AFM) warns in its latest report that investment fraud is not only increasing but also becoming more sophisticated. Read the full AFM publication here. This trend underscores the need for vigilance among investors—both...
by Agnes Glastra | Nov 19, 2025 | Articles
From 2026, investing privately will become significantly more expensive. Not because the tax rate is increasing – it remains at 36% – but because the deemed return on investments will rise: from 5.88% in 2025 to 7.78% in 2026. At the same time, the tax-free allowance...