Will or residence clause? That depends!

Many Dutch couples feel the consequences of Book 1 of the Civil Code. It dates back to the French emperor Napoleon during his occupation stint in the Low Lands at the end of the 18th century. It has been modernized over time; although most of what a marriage meant 200...

All those insurers are the same right?

The Netherlands has many different insurance companies. When we talk to our customers about choosing which insurance company to place the risk with, we often notice something in the spirit of “what are you worried about; all those insurers are the same.” That is...

Term life insurance: what about it?

It is a type of “elephant in the room” subject: is your estate large enough and liquid enough to provide for your family should you die? It is the combination of the two that often causes challenges. In some households there are two incomes; if one falls away there is...