by Jan van der Wel | Jun 13, 2020 | Articles
What a state. A virus of pandemic proportions that is unprecedentedly strong in our existence (comparisons with plague and influenza centuries ago are made) and thus on our society. However, beautiful things also come from fear, ignorance, uncertainty and suffering....				
					
			
					
				
															
					
					 by Mario van Teijlingen | Jun 8, 2020 | Articles
A new customer came to see me last month. A widow with long-grown and married children. The reason was her wish to use a small part of the equity in her home for donations to children and grandchildren.The first analysis indicated more than enough space; the monthly...				
					
			
					
				
															
					
					 by Mario van Teijlingen | May 22, 2020 | Articles
We often think that buying a house is the biggest financial expense people have in their lives. That is not true. Usually, the pension involves a (much) larger amount than with the purchase of a house. But in our daily life the pension subject does not get the...				
					
			
					
				
															
					
					 by Your Financials | May 3, 2020 | Articles
Many of our customers are able to accumulate money every month / quarter. Or there is a gift from the parents, or there is an inheritance. Anyway: with a savings account that no longer yields you are forced to decide whether you also accept the costs of the bank...				
					
			
					
				
															
					
					 by Mario van Teijlingen | May 3, 2020 | Articles
The newspaper headlines are pretty dramatic: the consequences of the coronavirus have a major impact on your pension. Certainly, the situation is serious. But perhaps not as bad as you think when reading the headlines in the newspaper. The “best” pension...				
					
			
					
				
															
					
					 by Jan van der Wel | Apr 20, 2020 | Articles
Recently, someone asked me if it is useful and sensible to bring an interest rate review forward by 7 years. Of course with the additional question what in that case the prepayment penalty to be paid would be “net”.The client knew that, compared to the current...