by Mario van Teijlingen | May 3, 2020 | Articles
The newspaper headlines are pretty dramatic: the consequences of the coronavirus have a major impact on your pension. Certainly, the situation is serious. But perhaps not as bad as you think when reading the headlines in the newspaper. The “best” pension...
by Jan van der Wel | Apr 20, 2020 | Articles
Recently, someone asked me if it is useful and sensible to bring an interest rate review forward by 7 years. Of course with the additional question what in that case the prepayment penalty to be paid would be “net”.The client knew that, compared to the current...
by Mario van Teijlingen | Mar 5, 2020 | Articles
In addition to our other activities as financial planner, mortgage adviser and asset adviser, we are regularly involved with employers who change pension systems. Our role is in the first instance that we provide explanations. Individual pension advice is sometimes...
by Jan van der Wel | Feb 24, 2020 | Articles
Often when employees are lose their job they receive a sum of money from their employer. In the Netherlands, until 31 December 2014 it was possible to use that sum to buy a claim on periodic benefits to replace lost income; the tax burden on the lump sum payment was...
by Jan van der Wel | Jan 20, 2020 | Articles
A question that occurs more and more frequently, because people change jobs more than in earlier times and work fewer years with an employer. The result is that people often end up with several small pensions.What are small pensions then? These are pensions accrued...
by Your Financials | Dec 19, 2019 | Articles
Your Financials opposes Execution Only mortgages. These are mortgages where advice costs can be saved by shifting many of the responsibilities for verification to customers and artificial intelligence. We are not against it because our business model is under attack...
