Vermogensbelasting: waarom 2026 vraagt om financiële voorbereiding
Per 1 januari 2026 veranderen de fiscale regels voor vermogensbelasting in Nederland aanzienlijk. Heb jij vermogen in andere bezittingen dan bank- en spaartegoeden – zoals beleggingen, een tweede woning of bepaalde financiële producten – dan kan je belastingdruk fors...
Upcoming Wealth Tax Changes: Why 2026 Calls for Financial Preparation
From 1 January 2026, new fiscal measures in the Netherlands will significantly affect how wealth is taxed. If you hold assets beyond bank or savings accounts – for example, investments, second homes, or certain other financial products – you may face a much higher tax...
From dream to plan: reflecting after the holidays
As summer holidays fade into warm memories, July is a natural moment to shift gears — from relaxation to reflection. For many, the break offered time to step back and think about life plans, including financial goals: buying a home, building long-term wealth, ensuring...
When the one who “handled the finances” passes away
In many households, one partner takes the lead in managing day-to-day finances—paying the bills, handling taxes, overseeing investments or pensions. That arrangement works fine, until it suddenly doesn’t. We often meet surviving partners—intelligent, capable...
Navigating Market Volatility: A Lesson in Patience and Perspective
In recent months, investor markets have faced uncertainty on multiple fronts. From geopolitical tensions to economic shifts, it remains unclear when this turbulence will ease. As history has shown, uncertainty fuels market price volatility. While professional...
Why Smart Investing Means More Than Following the Crowd
Financial markets have recently delivered two excellent years, encouraging many to start their investment journeys. New investors, inspired by personal dreams, financial goals, or even Fear of Missing Out (FOMO), often join conversations at the office coffee machine...
Mind the Gap: Understanding the Gender Pension Gap in the Netherlands
In November, the annual "Pensioen3Daagse" campaign by Wijzer in Geldzaken reminds everyone working in the Netherlands to take stock of their retirement savings. This year's focus highlighted a concerning disparity: the gender pension gap. Research reveals that women...
Practical start of taxation real return 2017-2023
In June 2024, the Supreme Court issued several rulings on the way in which income from capital (box 3) is currently calculated. According to the ruling, the calculation violates the European Convention on Human Rights and only the real return on your assets may be...
Supreme Court Overturns Wealth Tax Bill: Implications for Expats
Recently, the Dutch Supreme Court invalidated a wealth tax bill that aimed to create a fairer system for taxing wealth. This decision has significant implications for financial planning, particularly for internationals living and working in the Netherlands. Background...
A nice holiday home
Our client had a simple plan to finance the purchase of a beautiful, luxurious holiday home on the waterfront of one of our country's famous lakes. In addition to using savings and part of their investments, repayments had created space between the mortgage...
Your journey to the life you desire begins today.
Discover the possibilities with Your Financials as your trusted financial guide.