Is a STAK the way out of Box 3?
From 2026, investing privately will become significantly more expensive. Not because the tax rate is increasing – it remains at 36% – but because the deemed return on investments will rise: from 5.88% in 2025 to 7.78% in 2026. At the same time, the tax-free allowance...
Being Wealthy Doesn’t Always Mean Having Enough Money
One of our clients recently shared a deeply moving story. Her parents had lived for years in a beautiful apartment in Amsterdam, with a seven-figure home equity. On paper, it looked like financial security — a valuable property, a prime location, peace of mind. But...
Impact Fiscal Changes 2026 for Expats
The aftermath of Prinsjesdag is clear: the 2026 Tax Plan contains several measures that may directly impact your finances, especially if you are an expat or international knowledge worker. Below we outline the key changes, their possible effects – and what you can do...
Vermogensbelasting: waarom 2026 vraagt om financiële voorbereiding
Per 1 januari 2026 veranderen de fiscale regels voor vermogensbelasting in Nederland aanzienlijk. Heb jij vermogen in andere bezittingen dan bank- en spaartegoeden – zoals beleggingen, een tweede woning of bepaalde financiële producten – dan kan je belastingdruk fors...
Upcoming Wealth Tax Changes: Why 2026 Calls for Financial Preparation
From 1 January 2026, new fiscal measures in the Netherlands will significantly affect how wealth is taxed. If you hold assets beyond bank or savings accounts – for example, investments, second homes, or certain other financial products – you may face a much higher tax...
From dream to plan: reflecting after the holidays
As summer holidays fade into warm memories, July is a natural moment to shift gears — from relaxation to reflection. For many, the break offered time to step back and think about life plans, including financial goals: buying a home, building long-term wealth, ensuring...
When the one who “handled the finances” passes away
In many households, one partner takes the lead in managing day-to-day finances—paying the bills, handling taxes, overseeing investments or pensions. That arrangement works fine, until it suddenly doesn’t. We often meet surviving partners—intelligent, capable...
Navigating Market Volatility: A Lesson in Patience and Perspective
In recent months, investor markets have faced uncertainty on multiple fronts. From geopolitical tensions to economic shifts, it remains unclear when this turbulence will ease. As history has shown, uncertainty fuels market price volatility. While professional...
Why Smart Investing Means More Than Following the Crowd
Financial markets have recently delivered two excellent years, encouraging many to start their investment journeys. New investors, inspired by personal dreams, financial goals, or even Fear of Missing Out (FOMO), often join conversations at the office coffee machine...
Mind the Gap: Understanding the Gender Pension Gap in the Netherlands
In November, the annual "Pensioen3Daagse" campaign by Wijzer in Geldzaken reminds everyone working in the Netherlands to take stock of their retirement savings. This year's focus highlighted a concerning disparity: the gender pension gap. Research reveals that women...
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