Preparing for this year’s tax return
It is that time of the year again. If you have submitted a Dutch income tax return last year it is highly likely your invitation by the Tax Authorities to do it again has landed on your doorstep. For those who are first timers: it is not really an invitation. When you...
More taxes on savings
As mentioned in the article in the Financieel Dagblad of Friday, January 11, 2024 Spaarders betalen hogere box 3-heffing na definitieve belastingaanslag (fd.nl), all savers have noticed that interest rates have risen sharply over the past year. At the beginning of...
Tenants have financial risks too
People often think that financial advice only makes sense if, for example, you own a house. Nothing could be further from the truth. The same applies to tenants. Are you or is your child looking for a house? The following is then probably of interest for you. Housing...
Achieving Financial Independence: Lessons from the FIRE Movement
Introduction In recent years, a growing number of young adults have been captivated by the FIRE concept – Financial Independence, Retire Early. The movement revolves around the idea of attaining financial freedom at a relatively young age, typically in one's 30s or...
Please avoid inheritance tax surprises
We meet many entrepreneurs and help them planning taxes, also when they will die. Its purpose is making sure that as much as possible of someone’s hard earned wealth lands at the intended recipient, which is rarely the tax inspector. The primary beneficiary of the...
Giving is an art
Recently the Amsterdam Rijksmuseum announced it is the beneficiary of its largest donation ever, €12.5 million, from an anonymous benefactor. It enables the museum to do more spectacular events and exhibitions. Wonderful of course; art is an important element to color...
Dutch wealth tax: difficult
They are still there, and with more: reports of disappointed people with taxed assets above the exemption (2023: €57,000 as a single person, €114,000 for tax partners). Despite a clear instruction from the highest Dutch court (the Supreme Court), our implementers of...
Let’s stop making it easy on ourselves. Lessons from the SVB collapse
Fifteen years ago, a financial crisis began due to inadequate supervision, erroneous assumptions about risk among directors and a market that was crying out for investment product. The iceberg became visible when Lehman fell over. Not just any bank; 25,000 employees,...
Bank relationships may be weaker than you would like
Since the Twin Towers attack in 2001 much has changed in the banking sector, and the Netherlands is no exception. A significant consequence has been the intensified and worldwide government hunt for terrorism and its enablers. One of these enablers is money. In the...
New Year resolutions
2022 The past year has not been easy for many people. Situations have changed regarding income and what people own. A year ago things were starting to look up after two years of social misery and financial uncertainty. Many self-employed workers in the event business...
Your journey to the life you desire begins today.
Discover the possibilities with Your Financials as your trusted financial guide.