Many expat clients do not participate in a Dutch pension scheme. Sometimes the employer does not offer participation in such scheme because its Dutch size of business would make it very expensive to set up. Or it elects not to make decisions for the employee and...

In a few weeks from today the new normal for having more than €100,000 in a Dutch bank account means you have to pay your bank to hold that money for you. No wonder savers are pushed to alternatives of which the stock market is everybody's best friend it seems. Being...

If you are motivated to make your money matter more and invest in so-called ESG funds or impact funds you expect your money will be put to work in activities that will make the world a better place. Right? MSCI provides this concise overview of motivation drivers...

Can you have a day without your mobile phone? Or do you already slightly panic if it is missing for a while? The mobile phone is essential in our lives. It  has become our main source of information. Whether it's checking our bank balance quickly, checking our...

Sorry to barge in like this. This is a snippet from Dolly Parton’s famous song D.I.V.O.R.C.E. It was unfortunately true for one of our clients. Her marriage ended almost a decade ago and the former spouse obstructed about anything you can think of on the road to...

After a death, the widower / widow has a lot to worry about. Most Dutch homeowners have a mortgage and one of the tasks is to notify the mortgage lender that the partner has died. Sometimes this notification results in part of the mortgage being repaid from a pledged...

We will not soon forget the year behind us. An invisible virus has radically changed our lives. Collateral disappeared. Much suffering unexpectedly came our way. With the advent of a vaccine, we dare to look ahead carefully again. As a financial advisor, we are also...

We strive for long-term relationships with the clients. We are also in regular contact with each other. Why? We are happy to explain that to you here. We are your advocate in the field of financial services We are independent. This means that we are free in the advice...

Many Dutch couples feel the consequences of Book 1 of the Civil Code. It dates back to the French emperor Napoleon during his occupation stint in the Low Lands at the end of the 18th century. It has been modernized over time; although most of what a marriage meant 200...

The Netherlands has many different insurance companies. When we talk to our customers about choosing which insurance company to place the risk with, we often notice something in the spirit of “what are you worried about; all those insurers are the same." That is...