As financial advisors, we ask ourselves the question several times every day: 'What if...? If “a fire would break out in this relationship”, what are the financial consequences? Or if this customer retires, what will be his or her income? For families, for example,...

Investing is necessary for most people in this day and age. The reasons may be familiar to you: The pension schemes are being reduced and therefore equity is needed to supplement your ‘income for later'.Inflation causes your future buffer to decrease too much and so a...

A disagreement is easy to arise and if you are open to the opinion of another person, it can end with the observation that you do not agree and that everyone goes her / his way. Without going into the reason, we all know that a disagreement can grow into something...

In recent weeks, considerable unrest has arisen in the financial press and Dutch politics about the Dutch wealth tax. Taxpayers with mainly savings have been hoping for years against paying taxes on a theoretically determined, and in recent years way, far too high,...

More than one in three Dutch marriages ends in divorce. We therefore regularly encounter this with couples that we advise in the field of insurance and mortgages. The house In addition to emotions, a divorce often leads to questions in the financial field. For...

Saving used to be a virtue. This was rewarded with an interest on the amount of savings. But times have changed. At the moment, you receive virtually no interest on your savings. Is your "piggy bank" a bit fuller? Then both the tax authorities come along with wealth...

In the past 12 months we have been providing you with a number of financial topics to consider. For many of you, managing your mortgage costs have been important in especially the second half of 2020. It still is an important item for most but we see many have taken...

Many of our international clients do not only build their capital during their Dutch stint. They may have inherited money or goods in their country of origin, or have built capital before they arrived here. Almost all international clients are extensively being...

Many expat clients do not participate in a Dutch pension scheme. Sometimes the employer does not offer participation in such scheme because its Dutch size of business would make it very expensive to set up. Or it elects not to make decisions for the employee and...

In a few weeks from today the new normal for having more than €100,000 in a Dutch bank account means you have to pay your bank to hold that money for you. No wonder savers are pushed to alternatives of which the stock market is everybody's best friend it seems. Being...