by Mario van Teijlingen | Mar 5, 2020 | Articles
In addition to our other activities as financial planner, mortgage adviser and asset adviser, we are regularly involved with employers who change pension systems. Our role is in the first instance that we provide explanations. Individual pension advice is sometimes...				
					
			
					
				
															
					
					 by Jan van der Wel | Feb 24, 2020 | Articles
Often when employees are lose their job they receive a sum of money from their employer. In the Netherlands, until 31 December 2014 it was possible to use that sum to buy a claim on periodic benefits to replace lost income; the tax burden on the lump sum payment was...				
					
			
					
				
															
					
					 by Jan van der Wel | Jan 20, 2020 | Articles
A question that occurs more and more frequently, because people change jobs more than in earlier times and work fewer years with an employer. The result is that people often end up with several small pensions.What are small pensions then? These are pensions accrued...				
					
			
					
				
															
					
					 by Your Financials | Dec 19, 2019 | Articles
Your Financials opposes Execution Only mortgages. These are mortgages where advice costs can be saved by shifting many of the responsibilities for verification to customers and artificial intelligence. We are not against it because our business model is under attack...				
					
			
					
				
															
					
					 by Your Financials | Dec 3, 2019 | Articles
For many people, retirement is like picking up a piece of soap in the shower: hard to get!It starts with the confusion between the state pension date (AOW-datum) and the retirement date. Although the two dates ideally are the same at the end of someone’s working...				
					
			
					
				
															
					
					 by Mario van Teijlingen | Nov 18, 2019 | Articles
It is not a pleasant subject, but also a bit of elephant in the room because we all will face it. And (luckily for whom it happens!) usually unexpected. But at such a moment the surviving relatives are confronted with the harsh recognition of your financial past....