by Mario van Teijlingen | May 22, 2020 | Articles
We often think that buying a house is the biggest financial expense people have in their lives. That is not true. Usually, the pension involves a (much) larger amount than with the purchase of a house. But in our daily life the pension subject does not get the...
by Your Financials | May 3, 2020 | Articles
Many of our customers are able to accumulate money every month / quarter. Or there is a gift from the parents, or there is an inheritance. Anyway: with a savings account that no longer yields you are forced to decide whether you also accept the costs of the bank...
by Mario van Teijlingen | May 3, 2020 | Articles
The newspaper headlines are pretty dramatic: the consequences of the coronavirus have a major impact on your pension. Certainly, the situation is serious. But perhaps not as bad as you think when reading the headlines in the newspaper. The “best” pension...
by Jan van der Wel | Apr 20, 2020 | Articles
Recently, someone asked me if it is useful and sensible to bring an interest rate review forward by 7 years. Of course with the additional question what in that case the prepayment penalty to be paid would be “net”.The client knew that, compared to the current...
by Mario van Teijlingen | Mar 5, 2020 | Articles
In addition to our other activities as financial planner, mortgage adviser and asset adviser, we are regularly involved with employers who change pension systems. Our role is in the first instance that we provide explanations. Individual pension advice is sometimes...
by Jan van der Wel | Feb 24, 2020 | Articles
Often when employees are lose their job they receive a sum of money from their employer. In the Netherlands, until 31 December 2014 it was possible to use that sum to buy a claim on periodic benefits to replace lost income; the tax burden on the lump sum payment was...
