After a death, the widower / widow has a lot to worry about. Most Dutch homeowners have a mortgage and one of the tasks is to notify the mortgage lender that the partner has died. Sometimes this notification results in part of the mortgage being repaid from a pledged...

We will not soon forget the year behind us. An invisible virus has radically changed our lives. Collateral disappeared. Much suffering unexpectedly came our way. With the advent of a vaccine, we dare to look ahead carefully again. As a financial advisor, we are also...

We strive for long-term relationships with the clients. We are also in regular contact with each other. Why? We are happy to explain that to you here. We are your advocate in the field of financial services We are independent. This means that we are free in the advice...

Many Dutch couples feel the consequences of Book 1 of the Civil Code. It dates back to the French emperor Napoleon during his occupation stint in the Low Lands at the end of the 18th century. It has been modernized over time; although most of what a marriage meant 200...

The Netherlands has many different insurance companies. When we talk to our customers about choosing which insurance company to place the risk with, we often notice something in the spirit of “what are you worried about; all those insurers are the same." That is...

It is a type of “elephant in the room” subject: is your estate large enough and liquid enough to provide for your family should you die? It is the combination of the two that often causes challenges. In some households there are two incomes; if one falls away there is...

If there is a top 5 with "abstract financial concepts", I expect that for most Dutch people the pension will be in the top 2. Actually, that is no surprise, although it is by far the biggest frustration of us financial planners. The Dutch pension system has been...

Of course, the moment you get married, you never think about the possibility of breaking up. Because on one of the most beautiful days of your life, you don't think about that. Yet nearly 40% of marriages have ended in recent years. While the divorce rate in the 1970s...

Corona tempts the investor to make big mistakes, but also offers the investor opportunities.In this blog we will discuss these issues. Put money aside for later You probably have a (financial) goal in your life. You may want to stop working earlier or help your...

What a state. A virus of pandemic proportions that is unprecedentedly strong in our existence (comparisons with plague and influenza centuries ago are made) and thus on our society. However, beautiful things also come from fear, ignorance, uncertainty and suffering....